PAMCO Privacy Statement

Effective Date: March 20th, 2020

  1. Overview
  2. What Personal Data Do We Collect?
  3. Why Do We Retain Personal Data?
  4. How Do We Process Personal Data? 
  5. Do We Share Personal Data?
  6. What Privacy Choices Are Available To You?
  7. How Do We Protect Your Personal Data?
  8. Contact Us

 

  1. Overview

Physical Asset Management Corporation (PAMCO) has developed this Privacy Statement to explain how we may collect, retain, process, share and transfer your Personal Data when you visit our Site or use our Services. This Privacy Statement applies to your Personal Data when you visit Sites or use Services.

Please contact us (privacy@pamco.co)  if you have questions about our privacy practices that are not addressed in this Privacy Statement.

 

  1. What Personal Data Do We Collect?

We may collect information about you when you visit our Sites or use our Services, including the following:

  • Registration and use information – When you register to use our Services by establishing an Account, we will collect Personal Data as necessary to offer and fulfill the Services you request.  Depending on the Services you choose, we may require you to provide us with your name, postal address, telephone number, email address and identification information to establish an Account.  We may require you to provide us with additional Personal Data as you use our Services.
  • Transaction and experience information – When you use our Services or access our Sites, for example, to make purchases from merchants, to receive money, to process payments, or to send money to friends and family, we collect information about the transaction, as well as other information associated with the transaction such as amount sent or requested, amount paid for products or services, merchant information, including information about any funding instruments used to complete the transaction, Device Information, Technical Usage Data, and Geolocation Information.
  • Other information we collect related to your use of our Sites or Services – We may collect additional information from or about you when you communicate with us, contact our customer support team or respond to a survey.

 

  1. Why Do We Retain Personal Data?

We retain Personal Data to fulfill our legal or regulatory obligations and for our business purposes.

 

  1. How Do We Process and Use Personal Data?

We may Process your information for the following reasons:

  • To operate the Sites and provide the Services, including to:
    • initiate a payment
    • authenticate your access to an Account;
    • communicate with you about your Account, the Sites, the Services, or PAMCO;
  • To manage our business needs, such as monitoring, analyzing, and improving the Services and the Sites’ performance and functionality. For example, we analyze User behavior and perform research about the way you use our Services or navigate our website.
  • To market to you about PAMCO products and Services. We may also Process your Personal Data to tailor the marketing content and certain Services or Site experiences to better match your interests on PAMCO.
  • To provide personalized Services offered by PAMCO on third-party websites and online services.  We may use your Personal Data and other information collected in accordance with this Privacy Statement to provide a targeted display, feature, Services or offer.
  • To comply with our obligations and to enforce the terms of our Sites and Services, including to comply with all applicable laws and regulations.
  • To respond to your requests, for example to contact you about a question you submitted to our customer service team.

 

  1. Do We Share Information?

We may share your Personal Data or other information about you with others in a variety of ways as described in this section of the Privacy Statement.

We may share your Personal Data or other information for the following reasons:

With other members of the PAMCO corporate family: We may share your Personal Data with members of the PAMCO family of entities to, among other things, provide the Services you have requested or authorized; to manage risk and to help us manage the availability and connectivity of PAMCO products, Services, and communications.

With other companies that provide services to us: We may share Personal Data with third-party service providers that perform services and functions at our direction and on our behalf. These third-party service providers may, for example, provide you with Services, assist in processing transactions, send you advertisements for our products and services, or provide customer support.

With other third parties for our business purposes or as permitted or required by law: We may share information about you with other parties for PAMCO’s business purposes or as permitted or required by law, including:

  • if we need to do so to comply with a law, legal process or regulations;
  • to investigate violations of or enforce a user agreement or other legal terms applicable to any Service;
  • to protect our property, Services and legal rights;
  • to facilitate a purchase or sale of all or part of PAMCO’s business;
  • in connection with shipping and related services for purchases made using a Service;
  • to help assess and manage risk and prevent fraud against us
  • to banking partners as required by card association rules for inclusion on their list of terminated merchants;
  • to companies that we plan to merge with or be acquired by; and
  • to support our audit, compliance, and corporate governance functions.

With your consent: We also will share your Personal Data and other information with your consent or direction

In addition, PAMCO may provide aggregated statistical data to third-parties, including other businesses and members of the public, about how, when, and why Users visit our Sites and use our Services.  This data will not personally identify you or provide information about your use of the Sites or Services.  We do not share your Personal Data with third parties for their marketing purposes without your consent.

 

  1. What Are Your Rights?

You have certain rights in respect of your Personal Data. If you wish to exercise these rights, please contact us.

 

  1. How Do We Protect Your Personal Data?

We maintain technical, physical, and administrative security measures designed to provide reasonable protection for your Personal Data against loss, misuse, unauthorized access, disclosure, and alteration. The security measures include firewalls, data encryption, physical access controls to our data centers, and information access authorization controls. While we are dedicated to securing our systems and Services, you are responsible for securing and maintaining the privacy of your password(s) and Account/profile registration information and verifying that the Personal Data we maintain about you is accurate and current.  We are not responsible for protecting any Personal Data that we share with a third-party based on an account connection that you have authorized. 

Changes to This Privacy Statement.

We may revise this Privacy Statement from time to time to reflect changes to our business, the Sites or Services, or applicable laws.  The revised Privacy Statement will be effective as of the published effective date.

If the revised version includes a substantial change, we will provide you with at least 30 days’ prior notice by posting notice of the change and/or notify Users of the change using email or other means.

 

  1. Contact Us

You may contact us (privacy@pamco.co ) if you have questions about our Privacy Statement and practices or questions about your Account information or Personal Data.